Start with your buying location, then explore the main grants, concessions and federal programs that may apply. PolicyMatch explains the key points in plain English and links you to the official government source for current eligibility and application details.
General information only. Government programs and rules can change. Check the linked official government source for current eligibility, amounts, dates and conditions.
Australian Government 5% Deposit Scheme
Buy with as little as a 5% deposit (2% for eligible single parents) with no Lenders Mortgage Insurance, via a Participating Lender.
Read the PolicyMatch guide Official government source ↗Help to Buy
Shared equity: as little as a 2% deposit, with the Commonwealth contributing up to 30% (existing home) or 40% (new home).
Read the PolicyMatch guide Official government source ↗First Home Super Saver Scheme
Current government details may have changed. Please use the official government website below for the latest eligibility and conditions.
Read the PolicyMatch guide Official government source ↗ACT home-buyer support and conveyance duty
Current government details may have changed. Please use the official government website below for the latest eligibility and conditions.
Read the PolicyMatch guide Official government source ↗Victoria first-home and duty support
Current government details may have changed. Please use the official government website below for the latest eligibility and conditions.
Read the PolicyMatch guide Official government source ↗NSW
Current government details may have changed. Please use the official government website below for the latest eligibility and conditions.
Read the NSW guide Official revenue/government source ↗QLD
Current government details may have changed. Please use the official government website below for the latest eligibility and conditions.
Read the QLD guide Official revenue/government source ↗SA
Current government details may have changed. Please use the official government website below for the latest eligibility and conditions.
Read the SA guide Official revenue/government source ↗WA
Current government details may have changed. Please use the official government website below for the latest eligibility and conditions.
Read the WA guide Official revenue/government source ↗TAS
$20,000 grant for new-home/build contracts from 1 July 2026 to 30 June 2027 — the former established-home duty relief ended 30 June 2026.
Read the TAS guide Official revenue/government source ↗NT
Current government details may have changed. Please use the official government website below for the latest eligibility and conditions.
Read the NT guide Official revenue/government source ↗How to use this section
- Choose the federal program or your state/territory.
- Read the short summary to understand what may be relevant.
- Open the official government source for current amounts, thresholds, dates and full eligibility.
- If you use Funds Position, enter only government charges or grants you have confirmed.
Government programs and rules can change. Check the linked official government website for current eligibility, amounts, dates and conditions.
