Credit Guide

Before credit assistance begins, Kartik Patel provides a personalised Credit Guide, as required by law. That Credit Guide covers who Kartik is authorised to act for, the credit assistance he can provide, how he is paid, and how to raise a complaint if you are unhappy with the service.

Because the Credit Guide is personalised to your enquiry, it is issued directly to you at the start of the process rather than published generically on this website. You will receive it before any credit assistance is provided.

Who Kartik is authorised to act for

Kartik Patel is a Credit Representative (Number 573288) of Mortgage Australia Group Pty Ltd, Australian Credit Licence 377294.

Questions before your Credit Guide arrives

If you have a question about how credit assistance works before you receive your personalised Credit Guide, get in touch.