About

Portrait of KartikKumar Patel, Credit Representative

I’m KartikKumar Patel, a Canberra-based home-loan broker working with clients across Australia.

I’m most useful when a scenario has moving parts, contract income, self-employment, a lower deposit, an investment plan, construction, or simply a client who wants to understand why one lending option fits differently from another.

Behind the scenes I look at policy, servicing, pricing, fees and structure. In front of you, the decision stays focused: what fits, what it costs, what the trade-offs are and what happens next. The lender is not chosen before the scenario is understood.

Credentials

Diploma of Finance and Mortgage Broking Management (FNS50322). KartikKumar Patel is a Credit Representative (573288) of Mortgage Australia Group Pty Ltd, Australian Credit Licence 377294. Access to lenders is subject to accreditation, product availability and scenario eligibility.

Kaplan Professional Diploma of Finance and Mortgage Broking Management issued to KartikKumar Patel

Have a scenario?

Start with the details that actually matter.

Tell me what you’re trying to do. We can work out what needs to be checked before you spend time on the wrong option.