Knowledge Centre

Practical home-loan guides built around the questions that come up before, during and after an application. General information only — check current lender, product and government requirements before relying on a time-sensitive detail.

August 24, 2026

Portability: can your loan actually move with you to a new property?
Read the brief →: Portability: can your loan actually move with you to a new property?
August 24, 2026

Cashback offers: a one-off credit, not a lower ongoing cost
Read the brief →: Cashback offers: a one-off credit, not a lower ongoing cost
August 24, 2026

Package and annual fees: when the discount is actually worth the cost
Read the brief →: Package and annual fees: when the discount is actually worth the cost
August 24, 2026

Comparison rate: what it actually tells you (and what it doesn’t)
Read the brief →: Comparison rate: what it actually tells you (and what it doesn’t)
August 24, 2026

Loan term and total interest: the trade-off behind every “lower repayment”
Read the brief →: Loan term and total interest: the trade-off behind every “lower repayment”
August 24, 2026

Fortnightly vs monthly repayments: does switching actually save you anything?
Read the brief →: Fortnightly vs monthly repayments: does switching actually save you anything?
August 24, 2026

Extra repayments: how a little more, a little more often, adds up
Read the brief →: Extra repayments: how a little more, a little more often, adds up
August 24, 2026

Interest only vs Principal & Interest: the repayment shock nobody shows you upfront
Read the brief →: Interest only vs Principal & Interest: the repayment shock nobody shows you upfront
August 24, 2026

Fixed, variable or split: which trade-off actually suits you?
Read the brief →: Fixed, variable or split: which trade-off actually suits you?
August 24, 2026

Fixing your rate and locking your rate are not the same thing
Read the brief →: Fixing your rate and locking your rate are not the same thing

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Credit Representative Disclosure: Kartikkumar Patel — Credit Representative No. 573288 — is a Credit Representative of Mortgage Australia Group Pty Ltd (Australian Credit Licence 377294). Associate Member, Finance Brokers Association of Australia (FBAA) — Member No. M-361162.

Disclaimer: This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Consider whether the information is appropriate for your circumstances. Your full financial situation will need to be reviewed before any credit recommendation or application. This website does not provide legal or tax advice.