About

FOUNDER · POLICYMATCH HOME LOANS

Clear lending guidance, matched to your circumstances.

I’m Kartikkumar Patel, founder of PolicyMatch Home Loans. I help clients make sense of lender differences, borrowing options and the steps involved in buying, refinancing, investing or building. My approach is practical: understand the situation first, explain the options clearly and then work through the lending path that fits the client’s circumstances.

PolicyMatch was built around a simple idea: a home loan should be matched to the person, not forced into a one-size-fits-all process.

I’m most useful when a scenario has moving parts: contract income, self-employment, a lower deposit, an investment plan, construction, or simply a client who wants to understand why one lending option fits differently from another.

Behind the scenes I look at policy, servicing, pricing, fees and structure. In front of you, the decision stays focused: what fits, what it costs, what the trade-offs are and what happens next. The lender is not chosen before the scenario is understood.

DIPLOMA

Diploma of Finance and Mortgage Broking Management

FNS50322

Advanced formal study in mortgage and finance broking.

CERTIFICATE IV

Certificate IV in Finance and Mortgage Broking

FNS40821

Formal qualification in finance and mortgage broking practice.

Professional standing

Credit Representative

No. 573288

Mortgage Australia Group Pty Ltd

Australian Credit Licence 377294

FBAA Associate Member

Member No. M-361162

Complaints and external dispute resolution information is available on our Complaints page.

Which lenders and products may be available for a given scenario depends on that lender’s own criteria and current circumstances.